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"

Philadelphia (/?f?l?'d?lfi?/) is the largest city in the Commonwealth of Pennsylvania and its only consolidated city-county, the fifth-most-populous city in the United States, and the core of the sixth-largest metropolitan area in the country. Located in the Northeastern United States at the couence of the Delaware and Schuylkill rivers, Philadelphia is the economic and cultural center of the Delaware Valley. The population of the city was counted at 1,526,006 in 2010 and estimated at 1,553,165 in 2013, according to the United States Census Bureau. The four Pennsylvania counties nearest Philadelphia have an estimated total population of 2,510,793, while its Metropolitan Statistical Area, which includes parts of four states, is home to more than 6 million people.In 1682, William Penn founded the city to serve as capital of the Pennsylvania Colony. During the American Revolution, Philadelphia played an instrumental role as a meeting place for the Founding Fathers of the United States, who signed the Declaration of Independence in 1776 and the Constitution in 1787. Philadelphia was one of the nation's capitals during the Revolutionary War, and the city served as the temporary U.S. capital while Washington, D.C., was under construction. During the 19th century, Philadelphia became a major industrial center and railroad hub that grew from an iux of European immigrants. It became a prime destination for African Americans during the Great Migration and surpassed two million occupants by 1950. Following numerous civil rights protests and riots, the city experienced decades of heavy crime and neared bankruptcy by the 1980s. Revitalization began in the 1990s with gentrification turning around many neighbors and reversing its decades-long trend of population loss.The city is the center of economic activity in Pennsylvania, and is home to the Philadelphia Stock Exchange and seven Fortune 1000 companies. It is also known for its arts and culture. The cheesesteak and soft pretzel are emblematic of Philadelphia cuisine, which is shaped by the city's ethnic mix. The city has more outdoor sculptures and murals than any other American city, and Philadelphia's Fairmount Park is the largest landscaped urban park in the world.Philadelphia is the center of economic activity in Pennsylvania with the headquarters of seven Fortune 1000 companies located within city limits. According to the Bureau of Economic Analysis, the Philadelphia area had a total gross metropolitan product of $347 billion in 2010, the seventh-largest metropolitan economy in the United States.

 

Pittsburgh (/'p?tsb?rg/, PITS-burg) is the seat of Allegheny County. With a population of 305,841, it is the second-largest city in the U.S. state of Pennsylvania. With a metropolitan Combined Statistical Area (CSA) population of 2,659,937 it is the largest in both the Ohio Valley and Appalachia and the 20th-largest in the U.S. Pittsburgh is known as both ""the Steel City"" for its more than 300 steel-related businesses, and ""the City of Bridges"" for its 446 bridges. The city features 30 skyscrapers, 2 inclined railways, a pre-revolutionary fortification and the source of the Ohio at the couence of the Monongahela and Allegheny Rivers. This vital link of the Atlantic coast and Midwest cuts through the mineral-rich Alleghenies which made the area coveted by the French and British Empires, Virginia, Whiskey Rebels, Civil War raiders and media networks.Aside from the steel industry, Pittsburgh also led innovations and industries in aluminum, glass, shipbuilding, petroleum, foods, appliances, sports, transportation, computing, retail, automotive industry, and electronics. This creative wealth placed Pittsburgh third (after New York and Chicago) in corporate headquarters employment for much of the 20th century, second only to New York in bank assets and with the most U.S. stockholders per capita. America's 1980s deindustrialization laid off area blue-collar workers and thou of downtown white-collar workers after multi-billion-dollar corporate raids relocated the longtime Pittsburgh-based world headquarters of Oil, beam, Rockwell and house. This status as a global industry center, its melting pot of immigrant workers, and top-10 rank among the largest U.S. cities until 1950 and metro areas until 1980 left the area with renowned museums, medical centers, parks, research centers, libraries, a vibrantly diverse cultural district and the most bars per capita in the U.S.These legacies have earned Pittsburgh the title of America's Most Livable City by Places Rated Almanac, , and The Economist while having National Geographic and Today name the city a top world destination. Since 2004, the area has added over 3,000 hotel rooms with higher occupancy than 11 comparable cities.[ Pittsburgh payrolls, with the area serving as the long-time federal agency headquarters for cyber defense, software engineering, robotics, energy research and the nuclear navy. R&D leaders Carnegie Mellon University and the University of Pittsburgh annually produce multiple start as the area has earned the top rank as ""America's smartest"" with 68 colleges and universities.The nation's fifth-largest bank, eight Fortune 500 companies, and six of the top 300 US law firms make their global headquarters in the Pittsburgh area, have large regional bases that helped Pittsburgh become the sixth-best area for U.S. job growth.A leader in environmental design the city is home to 60 total and 10 of the world's first green buildings, even as billions have recently been invested in the area's energy renaissance. A renaissance of Pittsburgh's 116-year-old film industry�that boasts the world's first movie theater�has grown from the long-running Three Rivers Film Festival to an iux of major productions including Disney and Paramount offices with the largest sound stage outside Los Angeles and New York City.robotics, health care, nuclear engineering, tourism, biomedical technology, finance, education and services. Total annual payroll of the region's technology industries, when taken in aggregate, exceeded $10.8 billion in 2007, and in 2010 there were 1,600 technology companies. A National Bureau of Economic Research 2014 report named Pittsburgh the second best U.S. city for intergenerational economic mobility or the American Dream. Reflecting the citywide shift from industry to technology, former factories have been directly renovated into modern office space. has research and technology offices in a refurbished 1918-1998 factory, a complex known as Bakery Square. Some of the factory's original equipment, such as a large dough mixer, were left standing in homage to the site's industrial roots. Pittsburgh's transition from its industrial heritage has earned it praise as ""the poster child for managing industrial transition"". Other major cities in the northeast and mid-west have increasingly borrowed from Pittsburgh's model in order to renew their industries and economic base.

 

Allentown (Pennsylvania Dutch: Allenschteddel) is a city located in Lehigh County, Pennsylvania, United States. It is Pennsylvania's third most populous city, after Philadelphia and Pittsburgh, and the 224th largest city in the United States. As of the 2010 census, the city had a total population of 118,032 and is currently the fastest growing city in Pennsylvania. It is the largest city in the metropolitan area known as the Lehigh Valley, which had a population of 821,623 residents as of the 2010. It constitutes a portion of the New York City Metropolitan Area and is the county seat of Lehigh County. In 2012, the city celebrated the 250th anniversary of its founding in 1762.Located on the Lehigh River, Allentown is the largest of three adjacent cities that make up a region of eastern Pennsylvania and western New Jersey known as the Lehigh Valley. Allentown is 50 miles (80 km) north-northwest of Philadelphia, the fifth most populous city in the United States, 90 miles (140 km) east-northeast of Harrisburg, the state capital, and 90 miles (140 km) west of New York City, the nation's largest city.Allentown's economy has historically been manufacturing-based, but with a more recent turn to a more service oriented economy due to general rust belt decline in heavy industry. The city serves as the location of corporate headquarters for several large, global companies, including Chemicals,[44] PPL, and others.[45] The largest employer in Allentown is Lehigh Valley Hospital and Health Network, with more than 7,800 employees.[46]

 

Erie /'??ri/ is a city located in northwestern Pennsylvania, United States. Named for the lake and the Native American tribe that resided along its southern shore, Erie is the state's fourth-largest city (after Philadelphia, Pittsburgh and Allentown), with a population of 102,000. It was formerly the third. Erie's Metropolitan Area consists of approximately 280,000 residents and an Urbanized Area population of approximately 195,000. The city is the seat of government for Erie County. Erie is the principal city of the Erie, PA Metropolitan Statistical Area.Erie is near Buffalo, New York, Cleveland, Ohio, and Pittsburgh, Pennsylvania. Once teeming with heavy industry, Erie's manufacturing sector remains prominent in the local economy, though service industries, healthcare, higher education, and tourism are emerging as greater economic drivers. Millions visit Erie for recreation at Presque Isle State Park, as well as attractions like casino and horse racetrack named for the state park.Erie is known as the Flagship City because of its status as the home port of Oliver Hazard Perry's flagship Niagara. The city has also been called the Gem City because of the ""sparkling"" lake. Erie won the All-America City Award in 1972.Erie is the Commonwealth of Pennsylvania's primary access point to Lake Erie, the Great Lakes, and the Saint Lawrence Seaway. The city emerged as a maritime center after the American Revolution, then as a railroad hub during the great American westward expansion. Erie became an important city for iron and steel manufacturing during the Industrial Revolution and thrived well into the 20th century with big industry.

 

Reading (/'r?d??/ RED-ing) is the county seat of Berks County and with a population of 87,893 is the fifth-largest city in Pennsylvania.[1] According to the 2010 census, Reading has the highest share of citizens living in poverty in the nation. Located in southeastern Pennsylvania, it is the principal city of the Greater Reading Area.The city, approximately halfway between Philadelphia and the state capital at Harrisburg, is strategically situated along a major transportation route from Central to Eastern Pennsylvania, and lent its name to the now-defunct Reading Railroad, which transported anthracite coal from the Pennsylvania Coal Region to the eastern United States via the Port of Philadelphia. Reading Railroad is one of the four railroad properties in the classic United States version of the board game.Reading was one of the first localities where outlet shopping became a tourist industry. It has been known as ""The Pretzel City"" because of numerous local pretzel bakeries. CurrentlyPretzel bakeries call the Reading area home.Companies based in Reading and surrounding communities include.

 

Scranton is the sixth-largest city in the State of Pennsylvania behind Philadelphia, Pittsburgh, Allentown, Erie and Reading. It is the county seat of Lackawanna County in the state's northeastern region and is also the central point for the federal court of the area. With a population of 76,089, it is the largest city in the Scranton�Wilkes-Barre�Hazleton, PA Metropolitan Statistical Area, with a greater population of about 570,000, also known as the Wyoming Valley.Scranton is the geographic and cultural center of the Lackawanna River valley, and the largest of the former anthracite coal mining communities in a contiguous quilt-work that also includes Wilkes-Barre, Pittston, and Carbondale. Scranton was incorporated as a borough on February 14, 1856, and as a city on April 23, 1866. Scranton became known as ""the Electric City"" when electric lights were introduced at Dickson Locomotive Works in 1880. Six years later, the nation's first successful, continuously operating electrified streetcars began operating in the city.

 

Bethlehem is a city in Lehigh and Northampton counties in the Lehigh Valley region of the eastern portion of the U.S. state of Pennsylvania. As of the 2010 census, the city had a total population of 74,982, making it the seventh largest city in Pennsylvania, after Philadelphia, Pittsburgh, Allentown, Erie, Reading, and Scranton. Of this, 55,639 were in Northampton County, and 19,343 were in Lehigh County.Bethlehem lies in the center of the Lehigh Valley, a region of 731 square miles (1,893 km�) that is home to more than 800,000 people. Together with Allentown and Easton, the Valley embraces the Allentown-Bethlehem-Easton, PA-NJ metropolitan area, including Lehigh, Northampton, and Carbon counties within Pennsylvania, and Warren County in the adjacent state of New Jersey. Smaller than Allentown but larger than Easton, Bethlehem is the Lehigh Valley's second most populous city. In turn, this metropolitan area comprises Pennsylvania's third-largest metropolitan area and the state's largest and most populous contribution to the greater New York City metropolitan area.There are four general sections of the city: central Bethlehem, the south side, the east side, and the west side. Each of these sections blossomed at different times in the city's development and each contains areas recognized under the National Register of Historic Places. Zip codes that use the address Bethlehem totaled 116,000 in population in the year 2000. These zip codes include Bethlehem Township and Hanover Township.In July 2006, Money magazine placed Bethlehem as number 88 on its ""Top 100 Best Places to Live.""In December 2006, Las Vegas Corp was awarded a Category 2 Slot Machine License by the Pennsylvania Gaming Control Board. LVSC began work on the site, categorized as both the largest brownfield redevelopment project in the nation and the largest casino development investment made to date in the Commonwealth. Its mission was to create reinvestment and urbanization in the area. At a projected cost of $743 million, the historic Bethlehem Steel plant is being redeveloped as a fully integrated resort, to include 3,000 slot machines, over 300 hotel rooms, 9 restaurants, 200,000 square feet (19,000 m2) of retail outlet shopping, and 46,000 square feet (4,300 m2) of flexible multi-purpose space. In 2007, the casino resort company of Las Vegas began the construction of Casino Resort Bethlehem. The Casino has been projected to bring in approximately one million dollars in revenue per day as of 2009.

 

Lancaster (/'l�nk�st?r/, local /'l�?k?st?r/; Pennsylvania Dutch: Lengeschder) is a city located in South Central Pennsylvania which serves as the seat of Pennsylvania's Lancaster County and one of the older inland towns in the United States, (along with Springfield, Massachusetts; Petersburg, Virginia; Schenectady, New York, and several other early settlements).[1] With a population of 59,322, it ranks eighth in population among Pennsylvania's cities. The Lancaster metropolitan area population is 507,766, making it the 101st largest metropolitan area in the US and 2nd largest in the South Central Pennsylvania area.The city's primary industries include healthcare, tourism, public administration, manufacturing, both professional and semi-professional services, and home of the Park City Center shopping mall, the largest indoor retail facility in the region. Lancaster is known for its innovative adoption of advanced technology and hosts more electronic public CCTV outdoor cameras per capita than any other US city, despite controversy among residents. Lancaster was home to James Buchanan, the nation's 15th president, and to congressman and abolitionist Thaddeus Stevens.Lancaster City has been in the process of recreating itself recently,[when?] and there has been a growth of specialty shops, boutiques, bars, clubs, and reinvestment in downtown institutions and locations. In 2005 the creation of ""Gallery Row"" solidified the status of Lancaster as an arts destination. The art community continues to thrive and expand.

 

1213649Interstates I-76, I-78, I-81, I-83, and I-283 Waterways Susquehanna River Primary Airport Harrisburg International Airport- MDT (Major/International) Secondary Airport Capital City Airport- CXY (Minor) Public transit Capital Area Transit Website www.harrisburgpa.gov Pennsylvania Historical MarkerDesignated: September 23, 1946 Harrisburg (Pennsylvania German: Harrisbarig) is the capital city of the U.S. state of Pennsylvania and the county seat of Dauphin County and with a population of 49,673 is the ninth-largest city in the U.S. state of Pennsylvania. It lies on the east bank of the Susquehanna River, 105 miles (169 km) west-northwest of Philadelphia and 204 miles (328 km) east of Pittsburgh.The Harrisburg-Carlisle Metropolitan Statistical Area, which includes Dauphin, Cumberland, and Perry counties, had a population of 509,074 in 2000 and grew to 549,850 in 2010. A July 1, 2007 estimate placed the population at 528,892, making it the fifth largest Metropolitan Statistical Area in Pennsylvania after Philadelphia, Pittsburgh, Allentown-Bethlehem-Easton (the Lehigh Valley), and Scranton-Wilkes Barre. The Harrisburg-Carlisle-Lebanon Combined Statistical Area, including both the Harrisburg-Carlisle and Lebanon Metropolitan Statistical Areas, had an estimated population of 656,781 in 2007 and was the fourth-most populous metropolitan area in the state.Harrisburg played a notable role in American history during the Westward Migration, the American Civil War, and the Industrial Revolution. During part of the 19th century, the building of the Pennsylvania Canal and later the Pennsylvania Railroad allowed Harrisburg to become one of the most industrialized cities in the Northeastern United States. The U.S. Navy ship USS Harrisburg, which served from 1918 to 1919 at the end of World War I, was named in honor of the city.In the mid-to-late 20th century, the city's economic fortunes fluctuated with its major industries consisting of government, heavy manufacturing including the production of steel, agriculture (the greater Harrisburg area is at the heart of the fertile Pennsylvania Dutch Country), and food services (nearby Hershey is home of the chocolate maker, located just 10 miles (16 km) east of Harrisburg). In 1981, following contractions in the steel and dairy industries, Harrisburg was declared the second most distressed city in the nation. The city subsequently experienced a resurgence under its former mayor Stephen R. Reed, with nearly $3 billion in new investment realized during his lengthy tenure.The Pennsylvania Farm Show, the largest free indoor agriculture exposition in the United States, was first held in Harrisburg in 1917 and has been held there every early-to-mid January since then. Harrisburg also hosts an annual outdoor sports show, the largest of its kind in North America, as well as an auto show, which features a large static display of new as well as classic cars and is renowned nationwide. Harrisburg is also known for the Three Mile Island accident, which occurred on March 28, 1979 near Middletown.In 2010 rated Harrisburg as the second best place in the U.S. to raise a family. Despite the city's recent financial troubles, in 2010 The Daily Beast website ranked 20 metropolitan areas across the country as being recession-proof, and the Harrisburg region landed at No. 7. The financial stability of the region is in part due to the high concentration of state and federal government agencies. The finances of the city itself however, have been poorly managed and its inability to repay its bond debt has created an ongoing fiscal crisis.Harrisburg is the metropolitan center for some 400 communities.[54] Its economy and more than 45,000 businesses are diversified with a large representation of service-related industries, especially health-care and a growing technological and biotechnology industry to accompany the dominant government field inherent to being the state's capital. National firms either headquartered in the region or with major operations include Machinery.[55] The largest employers, the federal and state governments, provide stability to the economy. The regions extensive transportation infrastructure has allowed it become a prominent center for trade, warehousing, and distribution.[54]

 

Altoona is a city in Blair County, Pennsylvania, United States. It is the principal city of the Altoona Metropolitan Statistical Area (MSA). The population was 46,320 at the time of the 2010 Census, making it the tenth most populous city in Pennsylvania. The Altoona MSA includes all of Blair County and was recorded as having a population of 127,089 at the 2010 Census, around 100,000 of which live within a 5-mile (8.0 km) radius of the Altoona city center according to U.S. Census zip code population data. This includes the adjacent boroughs of Hollidaysburg and Duncansville, adjacent townships of Logan, Allegheny, Blair, Frankstown, Antis, and Tyrone, as well as nearby boroughs of Bellwood and Newry.Having grown around the railroad industry, the city is currently working to recover from industrial decline and urban decentralization experienced in recent decades. The city is home to the Altoona Curve baseball team of the Double A Eastern League, which is the Double A affiliate of the Major League Baseball team Pittsburgh Pirates. It also houses the 75+ year-old Altoona Symphony Orchestra, under the direction of Teresa Cheung. Prominent landmarks include the Horseshoe Curve, the Railroaders Memorial Museum, the Mishler Theatre, the Cathedral of the Blessed Sacrament, and the Jaffa Shrine Center.Historically, the sole economic force driving the growth of Altoona into a City was the Pennsylvania Railroad. While the various local railroad shops still employ over a thousand people, they are no longer the driving economic engine of the area.

 

York (Deitsch: Yarrick), known as the White Rose City (after the symbol of the House of York), is a city located in York County, Pennsylvania, United States, which is in the South Central region of the state. The population within the city limits was 43,718 at the 2010 census, which was a 7.0% increase from the 2000 count of 40,862. When combined with the adjacent boroughs of West York and North York and surrounding Spring Garden, West Manchester, and Springettsbury townships, the population of Greater York is 108,386. York is the county seat of York County,[1] and is located at . York is currently the 14th largest city in Pennsylvania.

 

Wilkes-Barre /'w?lksb�ri/ is a city in the State of Pennsylvania and the county seat of Luzerne County. It is one of the principal cities in the Scranton�Wilkes-Barre�Hazleton, PA Metropolitan Statistical Area. Located at the center of the Wyoming Valley it is second only to the nearby city of Scranton. The Scranton�Wilkes-Barre�Hazleton, PA Metropolitan Statistical Area had a population of 563,631 as of the 2010 Census making it the fourth largest metro/statistical area in the state of Pennsylvania. Wilkes-Barre and the surrounding Wyoming Valley are framed by the Pocono Mountains to the east, the Endless Mountains to the west and the Lehigh Valley to the south. The Susquehanna River flows through the center of the valley and defines the northwestern border of the city.Wilkes-Barre was founded in 1769 and formally incorporated in 1806. The city grew rapidly after the discovery of nearby coal reserves and the arrival of hundreds of thou of immigrants. The city reached the height of its prosperity in the first half of the 20th century when its population reached just over 86,000. Following World War II, the city's economy declined and the Knox Mine disaster accelerated this trend when large portions of the area's coal mines were flooded. Today the city has a population of 41,498, making it the 13th largest city in the Commonwealth of Pennsylvania.

 

Chester is a city in Delaware County, Pennsylvania, United States, with a population of 33,972 at the 2010 census. Chester is situated on the Delaware River, between the cities of Philadelphia and Wilmington, Delaware.Chester began losing its mainstay shipyard and automobile manufacturing jobs as early as the 1960s, causing the population to be halved in fifty years from over 66,000 in 1950 to under 37,000 in 2000. Poverty and crime rose as the city declined. In 1995, the state designated Chester as a financially distressed municipality. Soon thereafter, the city's schools ranked last among the state's 501 districts, leading Pennsylvania education officials in 2001 to hire the for-profit Edison Schools to run the local school district for three years.

 

Williamsport is a city in and the county seat of Lycoming County, Pennsylvania in the United States. In 2009, the population was estimated at 29,304. It is the principal city of the Williamsport, Pennsylvania Metropolitan Statistical Area, which has a population of about 117,000.Williamsport was settled by Americans late in the 18th century and the town began to prosper due to its lumber industry. By the early 20th century the town reached the height of its prosperity and the population has since declined by about a third from its peak of around 45,000 in 1950.Williamsport is the birthplace of Little League Baseball and nearby South Williamsport is the headquarters of Little League Baseball and annually hosts the Little League World Series in late summer.Williamsport's top ten employers are Susquehanna Health, the Pennsylvania State Government, the Pennsylvania College of Technology, Williamsport Area School District, Springs

 

Easton is a city in and the county seat of Northampton County, Pennsylvania, United States.[1] The city's population was 26,800 as of the 2010 census. Easton is located at the couence of the Delaware River and the Lehigh River, roughly 55 miles (89 km) north of Philadelphia and 70 miles (110 km) west of New York City.Easton is the easternmost city in the Lehigh Valley, a region of 731 square miles (1,893 km�) that is home to more than 800,000 people. Together with Allentown and Bethlehem, the Valley embraces the Allentown-Bethlehem-Easton metropolitan area, including Lehigh, Northampton, and Carbon counties within Pennsylvania, and Warren County in the adjacent state of New Jersey. Easton is the smallest of the three Lehigh Valley cities, with approximately one-fourth of the population of the largest L"

"

ghs, and Home Rule Municipalities) in the county after Pittsburgh.Settled in 1795 and named in honor of John McKee, its founder, McKeesport remained a village until 1830 when coal mining began in the region. Large deposits of bituminous coal existed.McKeesport was incorporated as a borough in 1842 and as a city in 1891. Its population grew steadily until the mid-20th century, when it peaked in the 1940s. The city's population in 1900 was 34,227; in 1910, 42,694; in 1920, 45,975; and in 1940, 55,355. The decrease in the population since the 1940s is attributable to the general economic malaise that descended upon the region when the steelmaking industry moved elsewhere. The major employer was the National Tube Works, a manufacturer of iron pipes, which once employed 10,000 men. McKeesport was the site of the first five-and-ten-cent store.

 

Hermitage is a city in Mercer County, Pennsylvania, United States. The population was 16,220 at the 2010 census. It is part of the Youngstown-Warren-Boardman, OH-PA Metropolitan Statistical Area and is also included in the more extensive Youngstown-Warren, OH-PA Combined Statistical Area.

 

Greensburg is a Laurel Highlands city in Westmoreland County, Pennsylvania, United States, and a part of the Pittsburgh Metro Area. The area lies within the ecoregion of the Western Allegheny Plateau. The city is named after Nathanael Greene, a major general of the Continental Army in the American Revolutionary War. Greensburg is the county seat of Westmoreland County, with a population of 14,892 people residing in the city, and a combined total of around 60,000 people in the 15601 zip code, which is split among multiple municipalities, including Hempfield Township, Salem Township, Unity Township and Mount Pleasant Township.Located southeast of Pittsburgh, Greensburg is a major business, academic, tourism and cultural center in Western Pennsylvania. It is evident as the city's population doubles during work hours. The city ranks seventh in Pennsylvania in terms of daytime growth, behind Pittsburgh, Philadelphia, Harrisburg, King of Prussia, Lancaster, and State College. It also ranks 16th in the United States for daytime growth among towns with a resident population between 15,000 to 24,999. In 2007, Greensburg was ranked as one of the ""Best Places to Retire"" in Pennsylvania by & World Report.Originally a railroad stop on the Pennsylvania Railroad, Greensburg quickly became the center of the coal mining industry in the region by the late 19th century when large areas of soft coal were discovered nearby. This contributed to the growth and development of the growing county seat. Many businesses and inns flourished within Downtown Greensburg for many years, and once boasted four major department stores � .

 

Pottsville is a city in, and the county seat of, Schuylkill County, Pennsylvania, United States. The population was 14,324 at the 2010 census, and is the principal city of the Pottsville, PA Micropolitan Statistical Area. The city lies along the west bank of the Schuylkill River, 97 miles (156 km) north-west of Philadelphia. It is located in Pennsylvania's Coal Region.

 

Sharon is a city in Mercer County, Pennsylvania, in the United States, 75 miles (121 km) northwest of Pittsburgh. It is part of the Youngstown-Warren-Boardman, OH-PA Metropolitan Statistical Area and is also included in the more extensive Youngstown-Warren, OH-PA Combined Statistical Area.

 

Butler is a city and the county seat of Butler County in the U.S. state of Pennsylvania. It is located 35 miles (56 km) north of Pittsburgh and part of the Pittsburgh metropolitan area. As of the 2010 census, the city population was 13,757. Butler was named the 7th best small town in America by Smithsonian magazine in May 2012.Major employers:

 

Washington is a city in and the county seat of Washington County, Pennsylvania, United States, within the Pittsburgh, PA Metropolitan Statistical Area in the southwestern part of the state. The population was 13,663 at the 2010 census.

 

Meadville is a city in and the county seat of Craw County, Pennsylvania, United States. The city is within 40 miles of Erie, Pennsylvania and within 90 miles of Pittsburgh, Pennsylvania. It was the first permanent settlement in northwest Pennsylvania. The population was 13,388 at the 2010 census. The city of Meadville is the principal city of the Meadville, PA Micropolitan Statistical Area. As well as one of two cities, the other being Erie, that make up the larger Erie-Meadville, PA Combined Statistical Area.

 

New Kensington, known locally as New Ken, is a city in Westmoreland County in the U.S. state of Pennsylvania, situated along the Allegheny River 18 miles (29 km) northeast of Pittsburgh. The population was 13,116 at the 2010 Census. The mayor is Tom Guzzo (D), elected in 2009; he succeeded Frank Link (D), elected in 2001.

 

Coatesville is a city in Chester County, Pennsylvania, United States. The population was 13,100 at the 2010 census. Coatesville is approximately 39 miles west of Philadelphia.Coatesville grew up around the Steel Company. was bought by the Bethlehem Steel Corporation in 1997. In 2002, Bethlehem was bought by the then Ohio-based Steel Group (ISG).

 

St. Marys is a city in Elk County, Pennsylvania, United States. The population was 13,070 at the 2010 census. Originally a small town inhabited by mostly Bavarian Roman Catholics, it was founded December 8, 1842. It is home to Straub Brewery and the first Benedictine convent in the United States. In 1992, the borough of St. Marys absorbed the surrounding township of Benzinger and incorporated as a city.St. Marys lies in the center of Pennsylvania's elk country. It is one of the few places east of the Mississippi River that allows hunting of wild elk. The area is known for its access to outdoor activities, including trout streams and state hunting lands inside the city limits.[]

 

Lower Burrell is a city in Westmoreland County in the U.S. state of Pennsylvania. Located approximately 18 miles northeast of Downtown Pittsburgh, it is part of the Pittsburgh Metro Area. The population was 11,761 at the 2010 census.

 

Oil City is a city in Venango County, Pennsylvania, that is known in the initial exploration and development of the petroleum industry. After the first oil wells were drilled nearby in the 1850s, Oil City became central in the petroleum industry while hosting headquarters for the Pennzoil, Quaker State, and Wolf's Head motor oil companies. Tourism plays a prominent role in the region by promoting oil heritage sites, nature trails, and Victorian architecture. The population was 10,557 at the 2010 census, and is the principal city of the Oil City, PA Micropolitan Statistical Area.

 

Nanticoke is a city in Luzerne County, Pennsylvania, United States. The population was 10,465 at the 2010 census.

 

Uniontown is a city in Fayette County, Pennsylvania, 46 miles (74 km) southeast of Pittsburgh and part of the Pittsburgh Metro Area. The population was 10,372 at the 2010 census. It is the county seat and largest city of Fayette County.

 

Sunbury /'s?nb?ri/ is a city in Northumberland County, Pennsylvania, United States. It is on the east bank of the Susquehanna River, just downstream of the couence of its main and West branches. It dates to the early 18th century and is the county seat of Northumberland County.Thomas Edison features in the town's history, and the historic Edison Hotel was renamed in his honor. Other historic sites include the Beck House, Northumberland County Courthouse, and Sunbury Historic District, all listed on the National Register of Historic Places. Sunbury is the principal city in the Sunbury, PA Micropolitan Statistical Area and one of three principal cities in the Bloomsburg-Berwick-Sunbury, PA Combined Statistical Area.Sunbury's population was 9,905 at the 2010 census.The city and state struggle economically, part of America's ""Rust Belt"". A Brookings Institution publication has cited reasons including a lack of inter-municipal coordination and cooperation, a changing employment base and a dearth of jobs paying a living wage, out-migration of young people, an aging population, the need for workforce development, and an inequitable local tax structure.[44]

 

The city of Lock Haven is the county seat of Clinton County, in the U.S. state of Pennsylvania. Located near the couence of the West Branch Susquehanna River and Bald Eagle Creek, it is the principal city of the Lock Haven, Pennsylvania, micropolitan statistical area, itself part of the Williamsport�Lock Haven combined statistical area. At the 2010 census, Lock Haven's population was 9,772.Built on a site long favored by pre-European peoples, Lock Haven began in 1833 as a timber town and a haven for loggers, boatmen, and other travelers on the river or the West Branch Canal. Resource extraction and efficient transportation financed much of the city's growth through the end of the 19th century. In the 20th century, a light-aircraft factory, a college, and a paper mill, along with many smaller enterprises, drove the economy. Frequent floods, especially in 1972, damaged local industry and led to a high rate of unemployment in the 1980s.The city has three sites on the National Register of Historic Places�Memorial Park Site, a significant pre-European archaeological find; Heisey House, a Victorian-era museum; and Water Street District, an area with a mix of 19th- and 20th-century architecture. A levee, completed in 1995, protects the city from further flooding. While industry remains important to the city, about a third of Lock Haven's workforce is employed in education, health care, or social services.Lock Haven's economy, from the city's founding in 1833 until the end of the 19th century, depended heavily on natural resources, particularly timber, and on cheap transportation to eastern markets.[26] Loggers used the Susquehanna River and Bald Eagle Creek to float timber to sawmills in Lock Haven and nearby towns. The West Branch Canal, reaching the city in 1834, connected to large markets downstream, and shorter canals along Bald Eagle Creek added other connections.[18] In 1859, the first railroad arrived in Lock Haven, spurring trade and economic growth.[26]

 

Warren is a city in Warren County, Pennsylvania, United States, located along the Allegheny River. The population was 9,710 at the 2010 census. It is the county seat of Warren County. It is home to the headquarters of the Allegheny National Forest and the Cornplanter State Forest. It is also the headquarters for the Chief Cornplanter Council, the oldest continuously chartered Boy Scouts of America Council, and the catalog company Blair. Warren is the principal city of the Warren, PA Micropolitan Statistical Area.

 

Jeannette is a city in Westmoreland County, Pennsylvania, United States, and a suburb of Pittsburgh. Jeannette was founded in 1888. The city got its name from one of the original city fathers, who wished to honor his wife by giving the new town her first name: Jeannette. The city just recently celebrated their 125th anniversary in July 2013. The population was 9,654 according to the most recent 2010 census.

 

Aliquippa is a city in Beaver County in the U.S. state of Pennsylvania; it is within the Pittsburgh, PA Metropolitan Statistical Area. The population was 9,438 at the 2010 census. Formerly the borough of Aliquippa, it was formally named a city in 1987 by the Aliquippa Borough Council.

 

Beaver Falls is a city in Beaver County, Pennsylvania, United States. The population was 8,987 at the 2010 census. It is located 31 miles (50 km) northwest of Pittsburgh, and on the Beaver River, six miles (9 km) from its couence with the Ohio River.

 

Latrobe /le?'tro?b/ is a city in Westmoreland County, Pennsylvania in the United States, approximately 40 miles (64 km) southeast of Pittsburgh.The city population was 8,338 as of the 2010 census (9,265 in 1990). It is located near Pennsylvania's scenic Chestnut Ridge. Latrobe was incorporated as a borough in 1854, and as a city in 1999. The current Mayor is Rosemarie M. Wol.Among its claims to fame, Latrobe is the home of the Latrobe Brewery (the original brewer of Rolling Rock beer), Saint Vincent College, and golfer Arnold Palmer. It was the childhood home of Fred Rogers, children's television personality who was buried there in Unity Cemetery after his death in 2003. In addition, it is the birthplace of trumpeter Dennis Ferry. While it was believed for years that the first professional football game was played in Latrobe, the city's claim was refused induction into the Hall of Fame records. Latrobe is also home of the first banana split, invented in Latrobe by David Strickler in 1904.[] Latrobe is home to the training camp of the six time champion, Pittsburgh .In May 2006, purchased the Rolling Rock brands, but not the brewery. In June 2006, City Brewing Company from La Crosse, Wisconsin entered into negotiations to buy the brewery. In September 2006, City Brewing Company agreed to purchase the brewery, and they licensed it to the Boston Beer Company in April 2007 as a satellite brewery to produce Samuel Adams beers. Sam Adams production did not last long. The plant is currently brewing Iron City Beer under contract. In addition, Duquesne Bottling Company has brewed the revived Duquesne Beer, ""The Prince of Pilseners"", at the Latrobe plant.

 

Carbondale is a city in Lackawanna County, Pennsylvania, United States. Carbondale is located approximately 15 miles due northeast of the city of Scranton in Northeastern Pennsylvania. The population was 8,891 at the 2010 census.The land area that became Carbondale was developed by William and Maurice Wurts, the founders of the Delaware and Hudson Canal Company, during the rise of the anthracite coal mining industry in the early 19th century. Carbondale was the site of the first deep vein anthracite coal mine in the United States. It was also a major terminal of the Delaware and Hudson Railroad.Like many other cities and towns in the region, Carbondale has struggled with the demise of the once-prominent coal mining industry that had once made the region a haven for immigrants seeking work so many decades ago. Immigrants from Wales, England, Scotland, Ireland, and from throughout continental Europe came to Carbondale in the course of the nineteenth and early-twentieth centuries to work in the anthracite and railroading industries.

 

Brad is a small city located in rural McKean County, Pennsylvania, in the United States 78 miles (126 km) south of Buffalo, New York. Brad is the principal city in the Brad, PA Micropolitan Statistical Area.Brad is the home of Zippo, a manufacturer of collectible pocket lighters, and Case, which is owned by Zippo and makes collectible knives. In February 2009, the two companies employed 1,117 people, but significant layoffs have taken place since then. After Zippo and Case, the second largest employer is Brad Regional Medical Center (BRMC), which employed 759 in February 2009. BRMC underwent a significant campus expansion in 2006. Other major employers in February 2009 included Beacon Light (682 employees), which is responsible for the over seeing of troubled youth. Brad Area School District (474) and Wal-Mart (378). The nearby Federal Prison employed 301 at that time.

 

DuBois /'du?b??z/ DOO-boys is a city in Clearfield County, Pennsylvania, United States, 91 miles (146 km) northeast of Pittsburgh. The population was 7,794 at the 2010 census. It is the principal city in the DuBois, PA Micropolitan Statistical Area. DuBois is also one of two principal cities, the other being State College, that make up the larger State College-DuBois, PA Combined Statistical Area.

 

Pittston is a city in Luzerne County, Pennsylvania, United States. It is situated between Scranton and Wilkes-Barre. The city gained prominence in the late 19th and early 20th centuries as an active anthracite coal mining city, drawing a large portion of its labor force from European immigrants. The population was 7,739 as of the 2010 census. At its peak in 1920, the population of Pittston was 18,497. The city consists of three sections: The Downtown (in the center of the city), the Oregon Section (in the southern end), and the Junction (in the northern end).

 

Monessen is a city in Westmoreland County, Pennsylvania, United States. The population was 7,720 at the 2010 census. In 1940, 20,257 people lived there. In 1990 the population was 13,026. Monessen is the most southwestern municipality of Westmoreland County. Steel-making was a prominent industry in Monessen, which was a Rust Belt borough in the ""Mon Valley"" of southwestern Pennsylvania that became a third-class city in 1921. It is near Charleroi and Donora, two similar places with similar histories.

 

Connellsville is a city in Fayette County, Pennsylvania, USA, 57 miles (92 km) southeast of Pittsburgh on the Youghiogheny River, a tributary of the Monongahela River. It is part of the Pittsburgh Metro Area. The population was 7,637 at the 2010 census.

 

Shamokin (/??'mo?k?n/; Saponi Algonquian �Schahamokink� ""place of eels"") (Lenape: Shah�mokink ) is a city in Northumberland County, Pennsylvania, at the western edge of the Anthracite Coal Region. (The original Saponi village of Shamokin, of the same name, was located near the current site of Sunbury, the seat of Northumberland County.) At the 2010 census the population was 7,374 residents. The city of Shamokin is bordered by its sister community, Coal Township, Pennsylvania, and by the world's largest man-made mountain, the Glen Burn Colliery . The colliery was in operation until the 1970s and was left abandoned.

 

Clairton is a city in Allegheny County, Pennsylvania, United States, along the Monongahela River. It is part of the Pittsburgh Metropolitan Area. The population was 6,796 at the 2010 census. Under Pennsylvania legal classifications for local governments, Clairton is considered a third-class city. It is home to Clairton Works, the largest coke manufacturing facility in the United States.The city was the setting for the movie The Deer Hunter (1978), although none of the movie was actually filmed there (other mill towns in the Monongahela River Valley and elsewhere in the tri-state area were used). Even the opening scene, which features a large sign saying ""Welcome to Clairton, City of Prayer,"" was shot in Mingo Junction, Ohio, although its verbiage is based on smaller signs posted at the city's boundaries during the mid-1960s (as a response to the Supreme Court's 1963 ban on sponsored school prayer).The Montour Trail, a recreational rail-trail, extends from Clairton to Coraopolis, Pennsylvania.

 

Corry is a city located in northwestern Pennsylvania in the United States. With a population of 6,605 at the 2010 United States Census, it is the second largest city in Erie County. Corry is a part of the Erie, PA Metropolitan Statistical Area. The city became famous in the late-19th and early-20th centuries for being the manufacturer of Climax locomotives.

 

Franklin is a city in Venango County, Pennsylvania, United States. The population was estimated 6,545 in the 2010 census. It is the county seat of Venango County. Franklin is part of the Oil City, PA Micropolitan Statistical Area.

 

Titusville is a city in Craw County, Pennsylvania, United States. The population was 5,602 at the 2010 census, and is part of the Meadville, PA Micropolitan Statistical Area and Erie-Meadville, PA Combined Statistical Area. Titusville is where the ""modern oil industry began.""

 

Duquesne /du?'ke?n/ is a city along the Monongahela River in Allegheny County, Pennsylvania, United States, within the Pittsburgh metropolitan area. The population was 5,565 at the 2010 census.

 

Arnold is a city in Westmoreland County, Pennsylvania, United States, within the Pittsburgh metropolitan area. The population was 5,157 at the 2010 Census.

 

Farrell is a city in Mercer County, Pennsylvania, United States. The population was 5,111 at the 2010 census. It is part of the Youngstown-Warren-Boardman, OH-PA Metropolitan Statistical Area and is also included in the more extensive Youngstown-Warren, OH-PA Combined Statistical Area.The city government provides numerous incentives to entice new businesses to locate within its borders. Today, some of the major contributors to Farrell's business base include:

 

Monongahela, colloquially ""Mon City"", is a City in Washington County, Pennsylvania, United States (ZIP code 15063) and is part of the Pittsburgh, PA Metropolitan Statistical Area, located approximately 17 miles (27 km) south of the city proper. The population was 4,300 at the 2010 census.One of only two cities in Washington County, and the second smallest city in Pennsylvania (after Parker, Pennsylvania), Monongahela sits at the intersection of Pennsylvania state routes 136, 88, and 837, all of which constitute the city's Main Street. The City is served by Ringgold School District.

 

Parker is a city located in Armstrong County, Pennsylvania, United States. It is located in the extreme northwestern portion of the county. The population was 840 at the 2010 census. The city was named for Judge John Parker, a lead surveyor of Lawrenceburg and founder/owner of Parker's Landing, the two villages which were combined to create Parker.Parker is sometimes referred to as the ""Smallest City in the U.S.A."". Parker was incorporated as a city on March 1, 1873 by special state legislation in the midst of the northwestern Pennsylvania oil boom. The new municipality was called ""Parker"" and was made up of the earlier villages of Parker's Landing (on the Allegheny River) and Lawrenceburg (on the bluff above the river). Residents assumed that Parker would quickly become a major population center, and, at the height of the oil boom, the population of Parker grew to over 20,000. The boom quickly went bust, however, and by the 1880s the ""city"" returned to its historic, small village size, and a population of approximately 1,000.Parker received national attention again in 2014 when a massive ice jam along the Allegheny River formed and started some minor flooding. The jam was so massive that it attracted tourists to the area, and even a local bar named a drink after the ice jam. The ice jam was severe enough that the National Weather Service issued a flood warning for the area in case the ice started melting.

 

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Your Company might have been aware of freight bill factoring but most people may well mistake exactly what it is or much more notably exactly what it might do for your business. Trucking Receivables Finance likewise referred to as accounts receivable financing is a type of asset based financing that can improve a business' immediate cash flow needs. This is not a loan; no debt is taken on by trucking factoring ,and the financing is unrestricted. Freight Factoring Companies in Account Receivable Loan Factoring Companies in Pennsylvania at Staffingresource.org- supplying factoring receivables facilities factoring-companies-in-pennsylvania

Staffingresource.org-Factoring Companies in Pennsylvania

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Pennsylvania

Freight Factoring Companies

The trucking establishment provides their invoices to the factoring establishment. The trucking factoring agency then collect the payment amounts from the trucking company's customers. Factoring has beenaround for hundreds of years and has been used for many years by plenty of varying markets-- but none exceeding so than truckers. While you may miss out on a small part of the money, something like 1-3 % depending upon who you work with, it signifies that you are getting the money today and can actually start off putting the resources to work.

 

 

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Billing Accounts Receivables Companies

For pretty much any firm in this situation, the dilemma can come for waiting for work to lapse and actually be paid into your account. Bill of sales, checks, and the like can take a while to actually to be taken care of which could leave you with temporary capital problems. The good news is, there are solutions out there for businesses to explore-- and one of these is factoring companies.

 

 



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Iron smelting, made possible by abundant supplies of ore and of hardwoods for the furnaces, became important in the 18th cent. In the 19th cent., after the Bessemer process made the use of its great bituminous deposits economical, Pennsylvania quickly emerged as the nation's leading steel producer, but the industry has since declined dramatically. Another Pennsylvania resource, anthracite coal, found in the northeast, long made the state a dominant force in American railroading. In the early 21st cent., shale gas has driven a drilling boom in N and W Pennsylvania. Heavy industry has declined in general, but the state still manufactures metal products, transportation equipment, foodstuffs, machinery, chemicals, and a wide variety of plastic, rubber, stone, clay, and glass products. Agriculture is concentrated in the fertile counties of the southeast, and prized farmlands lie in the Great Appalachian Valley, rich with limestone soils; here the Pennsylvania Dutch farmer built a culture that is identified with the bountiful agrarian life. Principal agricultural products include dairy products, cattle, hay, corn, wheat, oats, mushrooms, poultry, potatoes, and fruit.

 

Invoice Factoring Companies

The trucking establishment provides their invoices to the factoring establishment. The trucking factoring agency then collect the payment amounts from the trucking company's customers. Factoring has beenaround for hundreds of years and has been used for many years by plenty of varying markets-- but none exceeding so than truckers. While you may miss out on a small part of the money, something like 1-3 % depending upon who you work with, it signifies that you are getting the money today and can actually start off putting the resources to work.

 

 



Omsgo.Com

 

 

 

Staffing Factoring

 

Staffing Factoring

 

At one time or another, every company, even successful ones, have actually experienced bad money flow.

Money flow does not have to be an issue any ever more. Do not be fooled -- banks are not the only locations you can get funding. Other solutions are available and you do not have to borrow. Exactly what is trucking factoring ? One option is called trucking factoring. Trucking Factoring is the procedure of offering invoices to an investor instead of waiting to collect the cash from the client. Oh, the Irony- Truck factoring has a paradoxical distinction: It is the monetary foundation of numerous of America's most successful businesses. Why is this paradoxical ? Since accounts receivable factoring is not instructed in business colleges, is rarely discussed in company strategies and is fairly unknown to the majority of most of American business people.

Yet it is a monetary process that releases up billions of dollars every year, allowing countless businesses to grow and prosper. Factoring has been around for thousands of years. Trucking Factoring Businesses are financiers who pay cash for the right to get the future payments on your invoices. An overdue receivable or invoice has value. It is a financial obligation your client has to pay in the near future. Factoring Principals--Although factoring deals exclusively with business-to-business deals, a large percentage of the retail company utilizes a factoring principal. MasterCard, Visa, and American Express all use a type of factoring in their retail deals. Using the purest definition of the word, these big customer finance companies are really simply big FACTORING Businesses of consumer paper. Think about it: You make a purchase at Sears and charge it to your MasterCard. The shop gets paid practically immediately, even though you do not make payment until you are prepared.

For this service, the charge card company charges Sears a fee (typical common normal fees vary from 2 to four percent of the sale). The Advantages Truck Factoring can offer many advantages to cash-hungry business. Instead of waiting 30, 60, 90 days or longer for payment on a product that has already been delivered, a business can factor (sell) its receivables for cash at a little price cut off the amount of the invoice. Payroll, marketing efforts, and working capital are simply a few of the company needs that can be satisfied with instant  cash.

Receivable Financing offers the ways for a manufacturer to renew stock and make more products to sell: There is no longer a requirement to await for earlier sales to be paid. FACTORING is not just a cash management device for manufacturers: Almost any type company can benefit from Accounts Receivable Factoring. Generally, a business that extends credit will have 10 to 20 percent of its annual sales bound in invoices at any given time. Think for a moment about exactly how much is bound in 60 days' worth of invoices: You can not pay the power bill or today s payroll with a customer s invoice, but you can sell that invoice for the cash to meet those obligations. Using truck factoring companies is a fast and easy process. The factoring company buys the invoice at a discount, usually a couple of percentage points less than the stated value of the invoice.

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The U.s. Truck Organization
specifies that there around
200,000 work with transportation
businesses and
300,000 personal companies trucking
companies certified to
operate in America that transported,
according to their newest listings of millions of
products, supplies and
basic products .
There are numerous common
providers either going solo or in
teams on our country
highways transporting these
vital items to our
stores, manufacturing facilities and harbors.

Moreover  trucking factoring
corporations service
many of them and offer their
accounts receivablesfinancing services
nationally comprising
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Factoring Companies in Pennsylvania

 

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Factoring Companies Calculator
This calculator will show you how much you will make by using our Factoring Companies . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our Factoring Companies
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The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

 

 

Watch Our Factoring Video For More Information

 

 

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Suppose This happened On Your Tax Day!

 

"

�So, this is not a loan?� Dale Ward asked as he leaned back in his chair, crossing his legs. The woman sitting across the desk from Dale smiled at him, shaking her head.�Not quite,� she said.Dale Ward owned a small trucking company, and his business had recently fallen on difficult times. Certainly the trucking business can be an extremely profitable venture, and for many years it had been that way for Tyler. He named his business Bailey Trucking, named after Charles and Nicholas, his two grandfathers. Both of these men had been very hardworking and had set a great example for Tyler.Six months ago disaster struck Tyler's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was involved in a very costly accident, and the other simply rolled over, and headed to the trucking graveyard. Dale depended on his full fleet, and missing two trucks was devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Dale had on hand.A big problem a lot of trucking companies came across was how bills were paid in the industry. Waiting a month or longer for bills to be paid was quite normal. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Dale was an excellent business man, and he certainly hadn't done anything wrong. Things had happened that he could not have predicted, and he had to figure out a way to keep his business from hurting, or even going under.That�s where the woman across the desk came in. Her name was Bernice and she worked for a factoring company. Dale had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.Bernice explained. �It�s not a loan, we purchase your accounts receivable. We aren�t giving you money to be paid back later, we�re buying something from you, and you can buy it back when you can. That way we�re protected from a complete loss, but you�re protected from the outrageous fees you would find in a loan from the bank.Dale nodded. It sounded good to him, almost too good.The woman laughed. �I'm not sure that you believe me,� she said.�Oh no, I do: it just sounds too good to be true. I actually thought I might end up losing my business.�Bernice nodded. �We get that a lot. Listen, I�d hate to see you lose your company. We know how hard you work, and that you've invested everything in your business. Sometimes you need help. That�s what we�re here for.""Well, I'm very grateful that you came to see me today.""It�s right down the road, usually we do it all online, but I didn�t mind swinging on by today,� Bernice said with a smile. �Let's work out a solution to your problem.�And right there and then they created a business profile. Dale filled the form out, with Bernice available to help him if he needed it. The completed profile gave Bernice and her company all the information they needed on Tyler's business, and with this information they would determine if this business would in fact be suitable for Factoring. Unfortunately, not all companies are. Some were beyond factoring special brand of help, and sometimes things weren�t even dire enough for it. As Dale completed his form, Bernice listened to his story and she felt quite sure he would be the ideal candidate for Factoring.When the form was done Bernice took it and slid it into her briefcase. Standing up, she reached over the desk and shook Tyler's hand. He stood before they shook as well, and then smiled. Dale walked Bernice to the door where they said 'Goodbye', then he went back into his office.All his staff members were there, all seven who worked in his office. Sitting behind his desk once more he could hear the familiar sounds of his office workers going about their daily business.He shut his eyes. He felt so drained: he had been flailing helplessly for so long, he just knew his business was going to collapse and probably take him with it. Talking to Bernice though, learning about factoring, it felt like a weight had been lifted from his shoulders. He relaxed into his chair, running his hand through his thick black hair with its telling streaks of grey.All those long, sleepless nights. The sudden panic attacks, not matter where he was. He could feel it all fading away. He knew it wasn't over yet and that there was still a way to go, but he could just feel everything start to change for him. He was still here; he knew this was the right path for him, and he felt proud that he had taken the appropriate steps to sort out his problems.Dale couldn�t help but think back to when he had first started the business. At twenty-two and straight out of school he had opened a restaurant. It had been really successful. Home cooking in his hometown, and he had done very well.But he had gotten bored. His passion didn�t lie with the food industry. He thought about it for a long time, then decided it was time to sell his restaurant. He took half a year off, and in that time he thought to start Bailey Trucking. So he did it. Once again he built a company from the ground up. The business had been an instant success.Then disaster! The two trucks went down and suddenly his success wasn't looking so guaranteed. He was nearing fifty. He was concerned that he just did not have the energy left to try and save the business. But giving up wasn't part of his personality either.

 

The idea of cutting his losses, shutting down, laying off his workers, it actually made him sick some nights. He did not want to quit - both for himself and for his staff members.And now, because of factoring, he was sure he wouldn�t have to. Tyler's eyes opened, he sat forward in his chair and turned on his computer. He had lots to do. He could be thankful later, for now, it was time to work.

 

"

 

 

 

 

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"

Since the mid 1980s Harvey Truck & Haul have been successfully running their freight business. For more than twenty years they've been delivering goods for most major industries in the nation, with business booming as they traversed the country, in all kinds of weather, for all kinds of clients. During the heady times from 2002 to 2007, Harvey was a top rated accounts receivable mastermind of the trucking industry. Few customers were ever late on bills and those clients who were, were sure to turn in their late payments within a reasonable amount of time. The money was flowing, and times were great.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed to a crawl

 

. Worse still, it was noticed by Harvey in early 2008 that even though most of their loyal customers were on time with their payments, there were a few late bloomers who were starting to spread the disease. Spring changed to summer, summer changed to fall, and the CEO of Harvey, Harvey Hernandez, was beginning to feel very uncomfortable indeed whenever he looked at their weekly Accounts Receivable reports. The numbers of clients who owed him back debt were growing.He had already been to the administrators to ask what the actual problem was. Were they doing things different, or wrong, when it came to collecting overdue accounts? When checking his bookkeeper's records this was definitely not the case. He thought perhaps that he was losing clients to a competitor who offered rock-bottom prices with little to no guarantee of quality performance, and that the folks who owed Harvey money had jumped ship and decided to leave him holding the bag.

 

. Perhaps they were unable to pay their debt to him, but were able to meet the costs of a lesser service. So he did the necessary research and, after discussions with friends in the same field, he realised that no, his customers hadn't gone anywhere else. The had just gone!.To Harvey Hernandez the situation looked desperate. He had employees to pay, goods to ship, trucks to maintain and overhead that was almost unbearable when compared against the lack of funds that were coming in. In the evenings he would discuss his concerns with his wife, Arlene, and still find no relief from the worry and frustration.

 

""I have a bad feeling, Lin,"" he'd sadly say to his wife.""Well, what do you think it is?"" she would say.Harvey would stare off into the distance, and then slowly close his eyes. He could see the fleet of trucks he had purchased over the years. He could see them traveling, bringing goods to all of his clients. But somewhere, a haze would form over his fleet and the vast number of vehicles would disappear to but a few. What on earth was happening to create the death of his business?""I think I know what it could be,"" said Harvey. ""For way too long I've been relying solely on profits received from invoices. For too long I've been allowing our clients to let their accounts become overdue."" Linda could only grab her husband's hand and look at him lovingly, ""it is a hard economy. It might be awhile until things get settled up.

 

""Harvey knew his wife meant well, but he knew that he was responsible for too many people to sit idly by, waiting for the sun to peak over the clouds.The next day Harvey strolled into his office and was determined to sit down and make every phone call to every client who had owed Harvey money. Now, it wasn't the most efficient way to spend a day as a chief executive, what he really needed to be doing was to be overseeing all of the other intricacies of shipment and delivery and reaching out to prospective clients or retraining his sales team to do the same. Even though he was doing something to help his company, he knew he had folks on salary to do just this thing. Wasting money, wasting time - even with the best of intentions, Harvey knew that he was in trouble.

 

After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Shellyerley knocked at his door.

 

""Harvey, can I have a word?"" she queried, standing in the doorway.

 

""Sure thing Shelly, come on in."" Harvey relaxed back into his chair and looked up at Shellyerley.""Well Harvey, this afternoon I did some research, trying to work out how we are going to get out of this mess."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard the word factoring?"" she asked.""It sounds vaguely familiar. What is factoring""? he asked.She began, ""Well, it is really very simple. So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""Harvey interrupted ""Immediately?"".""Immediately, yes"" she added, ""it is actually very simple. We start by having a professional account manager review our figures and help us set up a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. In addition, factoring will assist in determining our customers' creditworthiness, independent from their credit relationship with our company. It provides a very broad view.""Harvey replied cautiously ""I see - and what happens then?""Following the completion of their review and once we have been approved for a contract with the factoring company, then we sit down to negotiate conditions and terms. You'll be surprised at the amount of flexibility, all dependent upon the credit histories and business volume.

 

This company tells us what the cost will be to purchase factoring for our accounts receivable. We come to an agreement and the funding starts pouring out.�Harvey was still a little concerned. He leaned forward in his chair and studied the paperwork very closely.""It sounds too good to be true, Shelly,"" he said.""Now, now, I know, I thought the same thing. But think about it, Harvey: they've guaranteed that experts will do all the paperwork, and that will free us up to do what we should be doing - focusing on our customers in good standing, and that kind of stuff. They appear to be very flexible, Harvey,"" she drew a circle around a paragraph on the document before him.""Just how flexible?"" asked Harvey.""They personalize the factoring rates so that the amount they are willing to take on is commensurate with our needs and our client�s debt. It only takes 2 to 4 days for this to be figured out. ""That sounds pretty good, seeing as we tapped ourselves out with bank loans last year to repair the fleet and money sure is tight. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" Harvey said.He took a deep breath and looked at his secretary with something she recognized as hope.""Exactly�. This could be the answer to our prayers: it will solve many problems we are facing due to these unpaid debts.""Harvey took a moment to think about this solution, and agreed with his secretary. The customers who were in debt to Harvey Truck & Haul were professional resources of the company, but they were also long-standing friends. They did not want to throw away these relationships because they were having trouble paying their bills now. Harvey knew that the economy had taken a hit and he knew that it would probably be a long time before things started to look up again. That unknown amount of time, if he handled these debtors incorrectly, could spell disaster for both of them. He did not want to lose business but he also did not want to lose any more money.""Well, let me think about this tonight Shelly, thank you."" Shelly stood up and left Harvey's office, with the nice feeling of knowing that she may just have solved a very serious problem.Harvey sat behind his desk and looked over the details Shelly had not mentioned in their meeting. He wondered if there might be other problems freight factoring could help Harvey Truck & Haul with? Running his pencil down the sheet, he noted that the freight factoring company could assist with fuel costs, fuel advances, and fuel discount cards. In fact, Harvey could receive up to fifty-percent cash advances upon load pick-ups. Harvey was a typical business man: he despised binding contracts that did not allow room to breathe, so he was pleasantly surprised to see that the factoring company did not require a long term contract, that there was no minimum volume required, and that there were no sign-up fees.""Well, I'll have to tell Gordon about this,"" muttered Harvey to himself.Harvey's son-in-law, Gordon, loved the idea behind Harvey and highly respected his father-in-law for having such great business sense, that two years ago he got his capital together and started his own transportation company. At that time Harvey knew the struggles Gordon would face, but he still encouraged him to follow his dream. With the economy the way it was, if an established company such as Harvey was struggling then the little guys, like Gordon, were going to be in even more trouble.

 

Perhaps the antidote to these problems was in freight factoring, and they were about to find out.Some months later, having successfully gone through the entire process of the application, having experts study his credit history and statements and review his accounts receivable, Harvey found that he was starting his journey out of the despair which had been created for him by his delinquent account holders.They adopted reasonable factoring purchase contracts and stopped wasting their own precious time trying to collect debts. They used that time to refocus their efforts in being competitive in new territories. Harvey looked back on the dismal months of life before freight factoring and almost shuddered at the thought. He probably wouldn't be in business today had he not learned just in time about freight factoring.

 

"

 

 

 

 

 

 

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Trucking Invoice Factoring

 

The key reasons why Trucking Firms Use Factoring Firms.

 

As the owner of your own company, you may perhaps be more than conscious already of the hardship in making sure that capital concerns do not become a difficulty down the line. After all, the most disappointing thing that can quite possibly transpire for your business is to find yourself embroiled in a long and problematic circumstance that leaves you forever trying to find the finances you are in need of on an on-going manner.

 

For virtually any business enterprise in this instance, the concern can come for waiting for work to clear up and actually be provided into your balance. Statements, checks, and the like can take a long time to actually to beprocessed which may leave you with short-term capital issues. Gratefully, there are alternatives out there for firms to delve into-- and one of these is factoring providers.

 

Factoring agencies will, in substitution for your bill of sales, provide you with the cash now so you do not need to fret about the delaying phase which could make paying off the expenses and getting toolsmore hard. With this type of setup, invoice factoring can become tremendously useful for various establishments who need to get out of a cash ploy which they have gotten themselves in.

 

Because, depending on the size of the project, it can take up to 60 days for several business enterprises to get paid then it is critical to cover your own back and certainly not leave yourself funds short to pay the monthly bills. After all, how many companies possess two months earnings just occupying there to deal with all their overheads till they make money?

 

This is primarily correct of trucking companies. They usually deal with bunches of invoices which means a significant amount of collection period entails company owner themselves. Attempting to get paid in time can turn into an unbelievable headache and this is exactly why you employ truck factoring organizations who are glad to help out truckers exclusively.

 

As we all determine, trucking is an remarkably massive field with a lot of firms out there hiring hundreds of operators. Regrettably, numerous of these drivers wind up in finances issues due to the fact that they are still anticipating work from six weeks in the past to actually compensate them. When this is the scenario for a truck firm, choosing factoring firms for support may be the most effective option left.

 

This indicates that a truck business can pay off the wages of the crew, keep all the cars refilled with gas and continue to scale, thrive and expand without constantly waiting for the funds which is taking too prolonged to come in. Trucking Enterprises working without a factoring system applied are leaving themselves at significant danger, as competitors cash out rapidly and go on to expand.

 

There's honestly almost nothing to be worried about when it comes to employing a Factoring agency-- they are not like a bank or an individual who is going to leave you with a massive heap of personal debt to pay back. You give them legitimate invoices from output you have already completed , you are only just speeding the repayment process.

 

In the United States, where trucking agencies grow, factoring firms are not considered accepting loan of in any capacity. This private arrangement then allows both parties to benefit and take joy in a worry-free future-- it provides the factoring agency a guaranteed resource of revenue to include in the list and it offers the trucking firm the required funds that they sweated to obtain.

 

The trucking company presents their invoices to the factoring business. The trucking factoring company then obtain the payment amounts from the trucking company's clients. Factoring has been in existence for centuries and has been employed for decades by lots of diverse markets-- but none exceeding so than truckers. While you might miss out on a small part of the money, something like 1-3 % depending on who you team up with, it signifies that you are getting the money today and can actually start setting the money to perform.

 

After all, an IOU or an invoice is absolutely not going to finance spendings, is it? For trucking enterprises when the finances can be really good one day and gone the next, it is up to the vehicle drivers to work sensibly and to make sure that they are leaving themselves with a considerable measure of time and money to get through the week till they are compensated again.

 

So the next time your trucking establishment is enduring some temporary capital concerns and you are investing too much time chasing inactive paying clients, why not begin looking at employing a factoring businesses as a way to get your money and give yourself a more pleasant future in the eyes of your trucking workers and your bank balance?

 

 

 

 

 

 

 

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"

The Future of a Trucking Company, and Factoring Lloyd Dunn let the phone ring on his desk. He let his morning coffee cool and left his cigarette to ash itself in the tray, because he is trying to make the biggest decision ever for his trucking company. Dunn Trucking Company was at a turning point of growth and Lloyd had to decide if signing with a factoring company was the right way forward.

 

More than forty years ago Lloyd's father had started this business working as an owner-operator and eventually growing Dunn Trucking Company into a fifteen trailer fleet. Yes, they had survived some very difficult times when it appeared like they might go under, and even Lloyd's mother had jumped into the cab at times to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. But now things were different: the company was in Lloyd's hands and he needed to ensure that this business would be left in great shape for his sons.

 

There just never seemed to be enough money to go around, and certainly no spare cash, but to move his company successfully into the future he needed a steady and reliable cash flow. He had employees to pay. They all have families and the usual household bills. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. He knew that turning down these requests made Dunn Trucking look inefficient and weak in what was currently a strong market.

 

His father would have told him to wait and to take his time adding on new technology. Lloyd allowed himself a good hard chuckle. He remembered when his father was totally against installing GPS units in the cabs. His Dad would say ""Why on earth do you need some stranger telling you to get off the exit that everyone knows has been there for years?� He smiled to himself as he remembered his father poking fun at the other drivers who switched to automatic, even though automatic was quite obviously more efficient (though less manly). His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Lloyd believed a successful man is always thinking of his next step. What would be the next step for Dunn Trucking? And how would he be able to afford it? Business funding was tied up in fuel bills and the mortgage for the garage and office. He just finished paying off the small bank loan for installing satellite radio in the trucks for the guys.

 

But was factoring the answer? There was a lot he didn�t understand about the process. It sounded a lot like ninth grade algebra which just didn�t feel like it belonged as part of the trucking business. A factoring company actually purchases your invoices and takes control of your accounts receivable, payment being a certain percentage of the amount invoiced. In return, the factoring company pays the trucking business straight away, providing immediate cash flow for the business to pay staff, purchase fuel, and do any repairs or maintenance. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Now it was time for Lloyd to do his homework. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Plus it was worse still if the customer didn�t pay up at all because then the factoring company would take it right out of the money supposed to be coming to you! He'd even heard about some companies putting you onto a sliding percentage scale regardless of any previously signed contracts for possibly 3% or 7%, and there you are now with 10% coming as a charge to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

But it turned out to be quite easy. All the factoring companies he researched were open about their business practices and very friendly on the phone when he called. Their customer service actually knew things about their company and spoke in nice clear English so he could understand what was being explained. He didn�t mind signing an exclusive contract. He liked the idea of a long term commitment so he knew he wouldn�t have to bother going back and forth to different companies and wasting time filing more forms. Nobody charged him for credit checks and they offered him a fuel advance on the pick-up of the load. Many companies offered a non-recourse factoring program that suited him just fine. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It was good money.

 

It was really refreshing dealing with the factoring people. They were extremely helpful and more personable than the bank staff. It seemed as though those bank people spoke another language, but these factoring guys knew the trucking business and spoke to him like a client, not like a beggar for a handout. The factoring companies were not interested in his credit nor the financial problems his father had experienced in the past. All the factoring company was interest in was the credit of his customers and on their reliability: this worked great for Lloyd because he and his father had created a very strong and loyal list of clientele over the years. He knew immediately that there would not be any problems when they were contacted by the factoring company regarding their invoices. His clients would not have any problems, nor would they think poorly of Dunn Trucking, because the factoring companies handle themselves in such a polite and professional manner, similar to the way his father had managed the business in the past.

 

Feeling happier now, Lloyd stepped out of his office to advise his secretary to expect to receive the contract very shortly from the factoring company. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. With the capabilities of this new cash flow, Lloyd could actually expand Dunn Trucking Company further across the country and perhaps even go international into Canada. He was a happy man again knowing that he had just made a decision which would guarantee the success of his business and his sons would not be inheriting a financial mess.

 

"

 

 

 

 

 

 

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Date Published- 2014- 02-25 Factoring For Trucking

 

"

Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. These loans can be a life-saver, but they're not always available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. You will not Incur Debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.You receive interest up-front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"
Trucking Factoring Companies-Rik9.Com

 

 

 

 

 

More Freight Bill Factoring Companies -Articles

 

 

 

"

Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. These loans can be a life-saver, but they're not always available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. You will not Incur Debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.You receive interest up-front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"

 

 

 

 

 

 

 

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